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It's time you drove your car with pleasure and peace of mind!
Dubai Islamic Auto Finance offers a world class auto finance facility that enables you to get a car quickly, conveniently and in a fully Sharia compliant manner. Using Musharaka cum Ijara model to finance your car, steer yourself towards peace of mind and fulfillment of your desire.
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| Features |
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Free Tracker Device & Monitoring
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All vehicles financed by DIBPL are installed with a Tracking device on Bank’s expense by the top Tracking companies in Pakistan. Monitoring charges are also borne by the Bank.
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| Lowest Insurance/Takaful Rates |
Guaranteed Lowest Insurance/Takaful rates compared to any other Bank. |
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| Payment Advance Booking Cases |
No monthly rental payments will be made by the customer before delivery of the car in Advance Booking cases. |
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| Monthly Rental |
Tracker & monitoring charges are free of cost, yet monthly rentals are competitive and affordable as per industry standards. |
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| Financing Amount |
DIBPL will finance up to 85% of the car value.
Minimum financing: Rs.100,000
Maximum financing: Rs.3,000,000 |
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| Islamic Product |
We provide fast and hassle free processing of application through a Sharia compliant process. |
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Flexibility
- New or Used Cars.
- Local or Imported/Re-conditioned Cars.
- Payment plan with tenure options ranging from 1-7 years.
- Ready Delivery and Advance Booking.
- Income clubbing option.
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| Eligibility |
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| Customer Class |
Minimum Age at the time of Application |
Maximum Age at the time of Finance Maturity |
| Salaried |
21 Years |
60 Years |
| Self Employed Professional |
21 Years |
65 Years |
| Self Employed Businessman |
21 Years |
65 Years |
You are Eligible for Dubai Islamic Auto Finance if:
| Your Monthly Net Income is |
Rs.15,000 |
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| You Have Been Working For |
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| Salaried |
3 Months |
| Self Employed Professional |
6 Months |
| Self Employed Businessman |
12 Months |
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| Documents Required |
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- Copy of primary applicant’s CNIC.
- Copy of co-applicant’s CNIC (if applicable).
- 2 passport size photographs.
- Latest salary slip.
- 6 months Bank statement (if applicable).
- Bank certificate (if applicable).
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| Calculator |
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DUBAI ISLAMIC AUTO FINANCE FACTOR SHEET
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Ready Delivery
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FINANCING SLAB
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YEAR 1
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YEAR 2
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YEAR 3
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YEAR 4
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YEAR 5
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YEAR 6
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YEAR 7
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Suzuki Mehran Variants
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0.095044
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0.053372
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0.039760
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0.033157
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0.029351
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0.026327
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0.024676
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Rs. 0-350,000
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0.094076
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0.052373
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0.038710
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0.032051
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0.028190
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0.025573
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0.023891
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Rs. 350,001-600,000
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0.093835
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0.052125
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0.038450
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0.031778
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0.027904
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0.025275
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0.023581
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Rs. 600,001-1,000,000
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0.093594
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0.051878
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0.038190
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0.031506
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0.027619
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0.024948
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0.023241
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Rs. 1,000,001-1,500,000
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0.093114
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0.051386
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0.037675
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0.030966
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0.027053
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0.024390
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0.022660
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Rs. 1,500,001+
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0.092635
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0.050896
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0.037164
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0.030430
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0.026494
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0.023808
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0.022056
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Advance Booking
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FINANCING SLAB
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YEAR 1
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YEAR 2
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YEAR 3
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YEAR 4
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