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The applicant / participant fully agrees and understands that DIBPL is acting as a distribution agent of Pak Qatar Family Takaful Limited and shall, under no circumstances whatsoever, be responsible or be held liable for the representations and/or undertakings made by Pak Qatar Family Takaful Limited in relation to their family Takaful product and/or any benefit or loss arising out of it. Should the applicant/ participant proceed to subscribe to this family Takaful product, he/she shall do so on a voluntary basis at his/her sole risk and DIBPL shall have no responsibility or liability whatsoever in respect of any disputes and/or claims arising as a consequence of the investment performance of the fund comprising of contributions from the applicant/ participant and/or for any other reason whatsoever. The cash value/account value and benefits shown in the hypothetical illustration assume that contributions are paid in full when due and no withdrawals have been made from participant’s cash value / account value and that the generated profit has been in the range mentioned therein.

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