Welcome To DIB Pakistan
   

Your Child’s Education

Let us draw an example for you:
Suppose you are 30 years old and have a 2 year old child. Your goal is to send your child to a reputable university in 18 years time. If you contribute Rs.100, 000 each year for 18 years, you may receive the following cash value at the end of the term of your plan:

8% growth p.a = Rs.2,899,519
10% growth p.a = Rs.3,535,260
12% growth p.a = Rs.4,325,115

In the event of the participant’s unfortunate death during the plan duration, the guardian of your child receives Rs.1,800,000 (or cash value whichever is higher) unless the child has reach the age of maturity i.e. 18 years of age, to fulfill your dream of providing your child a sound education. At maturity, the cash value (whatever it may be at that time) shall be paid to the plan holder.

   

Your Daughter’s Wedding

As a caring parent your goal is to save enough to plan a dream wedding for your beloved daughter. Let’s assume you are 35 years old and father of a 10 year old daughter. If you opt for a 12 year plan with an annual contribution of Rs.100, 000, at the end of the term when you are 47 years old and your daughter is 22, you may receive the following cash value at the end of the term of your plan:

8% growth p.a = Rs.1,513,725
10% growth p.a =Rs.1,713,571
12% growth p.a = Rs.1,941,292

In case of the participant’s death during the plan duration, the nominated beneficiary will receive Rs.1,200,000 (or cash value whichever is higher) to provide for the wedding expenses. At maturity, the cash value (whatever it may be at that time) shall be paid to the plan holder.

   

Performing Hajj

“And pilgrimage to the House is a duty unto Allah for mankind, for him who can find a way thither...”. (Quran: 3/97)

If you can start planning your Hajj today, you won’t have to bother about the rising expenses of performing Hajj. Let’s assume you are 40 years old and opt for a 7 year plan. By contributing Rs.80,000 annually, you may receive the following cash value at the end of the term of your plan:

8% growth p.a = Rs.567,277
10% growth p.a =Rs.608,961
12% growth p.a = Rs.653,540

In case of your passing away during the tenure of your plan, your nominated beneficiary will receive a sum of Rs. 560,000 (or cash value whichever is higher). At maturity, the cash value (whatever it may be at that time) shall be paid to the plan holder.

   

A Happy Retired Life

Plan ahead and enjoy a relaxed and carefree retired life. Suppose you are 40 years old today and you opt for a plan for 20 years by contributing Rs.80,000 annually. The maturity of the policy will coincide with your retirement and you may receive the following cash values at the end of the term of your plan, to enjoy your retired life with complete peace of mind.

8% growth p.a = Rs.2,667,243
10% growth p.a =Rs.3,346,931
12% growth p.a = Rs.4,214,839

In the event of the participant’s death before maturity of the plan, your beneficiaries will receive an amount of Rs. 1,600,000 (or cash value whichever is higher). At maturity, the cash value (whatever it may be at that time) shall be paid to the plan holder.

Disclaimer: These illustrations are based on the assumption of 6%, 8% and 10% growth per annum. This website provides a general outline of the product. In the event of any ambiguity or conflict in interpreting any information regarding the product, the Participant Membership Document (PMD) shall prevail and supersede.

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