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1.       Which mode of financing is being used currently by Auto Finance?

          Musharaka cum Ijarah model

2.       When are the processing charges applied?

          Processing Fee will be required to pay when the document/application is approved.


3.       What is the current Pricing mechanism for Auto Finance?

          Variable rate with annual re-pricing


4.       What is the minimum and maximum financing limit available for Auto Finance?

          Rs 100K –Rs  5 million


5.       Which of the following type of Car can be financed for Auto Finance?

·         New,

·         Used,

·         Imported/Reconditioned  Cars


6.       Who can apply for Auto Finance facility?

·         Salaried individual,

·         Self Employed Professional (SEP),

·         Self Employed Businessman (SEB)


7.       What is the minimum and maximum Age Criteria for Auto Finance?

          21-65   years-SEB/SEP
          21-60     years -Salaried


8.       Minimum Income Criteria for Auto Finance is

          Minimum net income required is  Rs 25,000/-


9.       What is the relationship of customer and DIBPL during the financing?

          Customer and DIBPL become Partners


10.   What is the Minimum Customer’s contribution is required of Car price?

        15% of the car price is the minimum customer’s contribution required.


11.   What is the Maximum financing tenure?

       7 years is the maximum financing tenure available.

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