Welcome To DIB Pakistan


How It Works

  • After necessary Credit & Shari’a approval, the customer will submit Application for Personal Finance (PF)
  • After evaluating the application, the bank will purchase specified goods (e.g. cotton, meat) from a commodity supplier on spot payment basis.
  • The goods will be identified (i.e. the location and warehouse details) &disclosed to the bank by the broker.
  • The Bank, after getting the title to and possession of the goods, will sell the goods to Customer on deferred payment basis.
  • The possession (constructive) of goods will be given through a DO/DC in favor of Customer.
  • The DO/DC issued will give absolute right to the beneficiary to possess the goods or to liquidate the same by selling it to the ultimate buyer.

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