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What DIBPL Offers
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Fatwa
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Features
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Apply Now
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Based on the Wadi’a contract, the Current Account offers users safe keeping of their
cash deposits against the Bank’s guarantee to provide the depositor his funds on
demand. However, the depositor permits DIBPL to use or invest his money in its Sharia compliant investments and the Bank bears all risks related to the use or investment
of those funds. Hence, the Current Account is neither entitled to investment profit nor does
it bear any risk.
The Current Account is offered in the following currencies:
- Pak Rupees
- US Dollar
- UK Pound
- EURO
- Japanese Yen
The Current Account can be opened with as low as PKR 1000. In case of Foreign
Currency Account, the Bank shall determine the minimum level from time to time.
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Features of the
Current Account |
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No entitlement to profit nor any libility for sharing any loss
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No restrictions on withdrawal (subject to sufficient credit balance, and the regulatory
restrictions applicable to Foreign Currency Account)
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No minimum balance restriction
- Standing instructions option for payment of bills (utilities) and other periodical
payments
- Six monthly FREE account statement
- Entitlement to ATM/VISA Debit Card Facilities
- Internet Banking Facility available
- 24/7 Call Center with complete tele-banking services
- Account accessible through all Dubai Islamic branches
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