Welcome To DIB Pakistan

  FIXED DEPOSIT

Dubai Islamic Fixed Deposit Account offers the ideal mix of long and short term benefits to depositors seeking attractive and Halal returns on their savings. With a history of high profit payouts Dubai Islamic Fixed Deposit Account is an excellent investment vehicle for depositors with excess funds.

By investing in the Dubai Islamic Fixed Deposit Account, the depositor (fund provider or Rabbul-Maal) authorizes DIBPL (fund manager or Mudarib) to invest his/her funds on the basis of unrestricted Mudaraba contract according to the principles of Sharia. DIBPL invests these funds in its Common Mudaraba Pool with other deposits and the shareholders’ equity. The profit on the Common Mudaraba Pool is distributed amongst the shareholders’ and depositors on the basis of agreed upon weightages which take into consideration the tenor, amount of deposit and profit payment frequency of the account.

Fixed Deposit placements can be made in:

• Pak Rupees
• US Dollars

Investment options are indicated below



PAK RUPEES

Tenors

Monthly Profit payment

Quarterly profit Payment

Half Yearly Profit Payment

Maturity Profit Payment

1 Month

Not Available

Not Available

Not Available

Available

3 Month

Not Available

Not Available

Not Available

Available

6 Month

Not Available

Not Available

Not Available

Available

1 year

Available

Available

Available

Available

2 years

Available

Available

Available

Available

3 years

Available

Available

Available

Available

5 years

Available

Available

Available

Available

7years

Available

Available

Available

Available


US DOLLARS

Tenors

Monthly profit payment

Quarterly profit payment

Maturity Profit Payment

3 Months

Available

Not Available

Not Available

6 Months

Available

Not Available

Not Available

1 Year

Available

Not Available

Not Available

Note: Profits are declared by the Bank on a monthly basis. Profit / loss may vary from month to month

 


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