“Special Savings Account” is a Savings account which allows customer to earn higher return on higher balances. The profit calculation is done on daily product basis unlike the Regular Savings account where the profit is calculated on the basis of the minimum monthly balance, and unlike the Savings Plus account where the profit is calculated on average monthly balance.
Special Savings Account is meant for the SME, Institutional & high net worth individuals who desire to earn higher profits on their investment and have the flexibility of a checking account.
- Profit sharing on Mudaraba basis.
- Profit will be calculated on daily product basis (Profit Rate will be based on the tier / slab the daily ending balance falls in)
- Profit will be paid on Monthly basis.
- Cheques are payable at any Bank branch across Pakistan.
- Six monthly FREE account statement
- Entitled to ATM/ VISA Debit Card Facilities only for Individual Account Holders
- Internet Banking Facility available
- Free Online Banking Services at our branch network nationwide
- Bank balance certificate & duplicate statements of account on request***
- Stop Payment & Hold Mail instructions available
- 24/7 Call Center with complete Tele-banking services
- Service Charges will be levied as per the Schedule of Charges issued half yearly.
Please note Fee and Charges will be levied according to prevailing Schedule of Charges of Dubai Islamic Bank Pakistan, whereas Taxes and Zakat will be applicable to government regulations and directives of State Bank of Pakistan.