Dubai Islamic Bank

Investment option in Pakistan Stock Market for Non-Resident & Overseas Pakistanis with Dubai Islamic Bank Roshan Digital Account

Overseas Pakistanis can now invest in Pakistan Stock Exchange (PSX) through their Roshan Digital Account. This is an ideal opportunity for Non-Resident Pakistanis to invest in Pakistan’s capital market and benefit from one of the best performing Stock Markets in the Region. Overseas Pakistanis can choose from a wide array of companies listed on the Exchange in several different sectors, build their investment portfolio and reap the potential rewards of investing in Pakistan Stock Exchange – PSX.

How to Open Account

Account Opening Process

Select your brokerage firm (list of available brokers as provided below with clickable website link to explore)
Accept the Terms and conditions mentioned. (The bank will then share your information with the selected broker and capital market entities to open your brokerage account & CDC depository account).
Authentication will take 5 working days. (You will receive a message with your credentials from your selected broker)
Add funds into your RDA brokerage account. (This will transfer funds to your RDA stock market account and enable you to invest i.e., buy and sell stocks).

How can I access my Central Depository Company (CDC) Account online

To access you CDC investor account and view different investment opportunities in Pakistan stock exchange online trading. Go through your selected brokers website or web portal.

Invest in Shariah Approved Stocks

At Dubai Islamic Bank Pakistan Limited we offer Non-Resident Pakistan (NRP) to work with stockbrokers in Pakistan who have been vetted by Sharia Experts. and the stocks are also approved for being Sharia Compliant.

S.No	Name	Contact	Email	Website	Broker ID
1	AKD Securities Limited	(+92-21) 111-253-111	info@akdsecurities.net	http://akdsecurities.net/	10629
2	Arif Habib Limited	(+92-21) 32460717-19	info@arifhabibltd.com	https://arifhabibltd.com/	06452
3	AZEE Securities (Private) Limited	(+92-21) 111-293-293	info@azeetrade.com	http://www.azeetrade.com	04184
4	BMA Capital Management Limited	(+92-21) 111-262-111	info@bmacapital.com	https://bmacapital.com/	01826
5	First National Equities Limited	(+92-42) 35843721-7	info@fnetrade.com	http://fnetrade.com/	05587
6	Foundation Securities (Pvt.) Limited	(+92-21) 35612290-94	info@fs.com.pk	http://www.fs.com.pk/	06122
7	IGI Finex Securities Limited	(+92-21) 32429613-14	info@igi.com.pk	http://www.igisecurities.com.pk/	00307
8	Intermarket Securities Limited	(+92-21) 111-467-000	info@imsecurities.com.pk	http://www.imsecurities.com.pk	01339
9	JS Global Capital Limited	(+92-21) 111-574-111	jsgcl.ho@js.com	http://www.jsgcl.com/	05264
10	Khadim Ali Shah Bukhari Securities Limited	(+92-21) 32431435	info@kasb.com	https://kasb.com/	14746
11	Muhammad Munir Muhammad Ahmed Khanani Securities (Pvt.) Limited	(+92-21) 36490034	info@munirkhanani.com	https://munirkhanani.com/	06684
12	Next Capital Limited	(+92-21) 111 639 825 (Ext 110)	cs@nextcapital.com.pk	https://nextcapital.com.pk	12484

Questionnaire

RDA Feedback Form
for Customer Experience

Please select the response that best describes your experience with Dubai Islamic Bank’s RDA portal for PSX/Equity market transactions. We appreciate your time and value your opinions to make improvements.

FAQs for the website and customer queries:

Which brokers are currently offering Trading Accounts for Roshan Digital Account Holders?

To view the list of brokers that are integrated with CDC and offering Roshan Digital Account, please click on the following link:

https://www.psx.com.pk/psx/resources-and-tools/investors/investing-on-psx-from-overseas

https://www.cdcpakistan.com/businesses/others/roshan-digital-account/

What is a Trading Account and what is its purpose?

A Trading Account is opened on behalf of the Investor with a broker and is used for trading in shares.

What is UIN and its purpose?

In order to authenticate each trade and transaction executed in the stock market, NCCPL registers investors by assigning a Unique Identification Number (UIN). Registered UINs are provided to the stock exchange by NCCPL and it is mandatory for brokers to enter UIN while trading.

What is a Custody Account and what is its purpose?

A Custody Account is a shares custody account opened with CDC.

What is DSS and what role does it play in Roshan Digital Account?

Direct Settlement Service (DSS) is a web based service through which IAS Account Holders can settle their trades executed at Stock Exchange directly through their respective IAS Account. Investors have to contact the broker only for the execution of trades. Further details about Direct Settlement Service are available on the following link:

https://www.cdcpakistan.com/businesses/others/direct-settlement-services/

Investing in Pakistan stock exchange through Roshan Digital Account:

How can I start investing in Pakistan Stock Market if I have a Roshan Digital Account?

Select a broker.

Login to the portal dibroshan.dibpak.com
Click RDA Stock Investment TAB
Select a broker (call back confirmation is required)
Authentication will take 5 business days
your account credentials will be sent from your selected broker

Transfer Funds

Login to the portal dibroshan.dibpak.com
Request transfer to CDC account.
Transfer fund, Start Trading.

How do I initiate my first trade / purchase transaction?

You can purchase shares through broker’s online trading app / portal easily within the amount transferred by you to CDC.

How long after my purchase will I receive the shares in my CDC account?

Traditionally a transaction will take about 2 business days after transaction, CDC will deposit the cash on your behalf against your purchase and you will receive shares in your CDC Account.

How would I know about Broker’s Commission and other trading details?

You will be contacted directly by your broker regarding its Fee and Commission Structure and other trading details. Please note that before the opening of your Trading Account, broker will perform its own due diligence and may ask for more details / information.

How do I sell shares?

You can sell your already purchased shares through your broker’s online trading app / portal easily.

When do I receive the cash against my sale?

2 business days after transaction), CDC will transfer the shares out of your CDC Account and will receive cash on your behalf, which will be readily available for any further transactions.

How do I pay broker’s commission?

CDC will pay your broker’s commission from the cash transferred by you from your Roshan Digital Account to CDC bank account.

What are NCCPL’s charges and how do I pay them?

NCCPL charges are applicable on the clearing of trades and will be deducted by CDC, details of which will be provided to you. For schedule of NCCPL’s fee and charges, please refer to

www.nccpl.com.pk

For more information, please visit: