{"id":340,"date":"2016-08-03T15:33:38","date_gmt":"2016-08-03T15:33:38","guid":{"rendered":"http:\/\/unifytrade.com\/dibbeta\/?page_id=340"},"modified":"2025-05-29T14:38:15","modified_gmt":"2025-05-29T09:38:15","slug":"business-long-term-products","status":"publish","type":"page","link":"https:\/\/www.dibpak.com\/index.php\/business-long-term-products\/","title":{"rendered":"Business Long Term Products"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text el_class=”topcss”]<\/p>\n

Term Financing for Fixed Assets<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n
Details of Product<\/td>\nShirkat Ul Melk Cum Ijarah – (New \/ Old assets) – It is a combination of two contracts\u00a0 namely Musharaka and Ijarah. As per this product, the Bank and the customer form a Musharaka to purchase the asset. After this the bank leases its share to the customer for a pre-specified term through Ijara Agreement.<\/td>\n<\/tr>\n
Targeted Sector<\/td>\nAll sector<\/td>\n<\/tr>\n
Type of SMEs<\/td>\nAll Business concerns<\/td>\n<\/tr>\n
Amount<\/td>\nNo Limits (Varies from case to case), within SME approved criteria<\/td>\n<\/tr>\n
Product Specification<\/td>\nCollateral based<\/td>\n<\/tr>\n
Repayment Mode<\/td>\nMonthly, Quarterly, Half yearly rental payments<\/td>\n<\/tr>\n
Collateral Requirement<\/td>\nCash, Charge, Pledge, Hypo, Collateral<\/td>\n<\/tr>\n
Pricing<\/td>\nVaries from case to case – Relevant KIBOR + Agreed Basis Points (with customer)<\/td>\n<\/tr>\n
Documents<\/td>\nVaries from case to case – Visit our nearest designated branch for facilitation.<\/td>\n<\/tr>\n
Designated Branches<\/td>\nAll Branches\u00a0 (Designated branch list attached)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n
Details of Product<\/td>\nDiminishing Musharaka – (New \/ Old assets) – the financier and the client participate either in joint ownership of a property, equipment, or in a join commercial enterprise. The share of the financier will be divided into a number or units and client will purchase these units one by one until becomes the sole owner of the property.<\/td>\n<\/tr>\n
Targeted Sector<\/td>\nAll sector<\/td>\n<\/tr>\n
Type of SMEs<\/td>\nAll Business concerns<\/td>\n<\/tr>\n
Amount<\/td>\nNo Limits (Varies from case to case), within SME approved criteria<\/td>\n<\/tr>\n
Product Specification<\/td>\nCollateral based<\/td>\n<\/tr>\n
Repayment Mode<\/td>\nMonthly, Quarterly, Half yearly rental payments<\/td>\n<\/tr>\n
Collateral Requirement<\/td>\nCash, Charge, Pledge, Hypo, Collateral<\/td>\n<\/tr>\n
Pricing<\/td>\nVaries from case to case – Relevant KIBOR + Agreed Basis Points (with customer)<\/td>\n<\/tr>\n
Documents<\/td>\nVaries from case to case – Visit our nearest designated branch for facilitation.<\/td>\n<\/tr>\n
Designated Branches<\/td>\nAll Branches\u00a0 (Designated branch list attached)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Disclaimer<\/h2>\n

Facility approval is subject to terms and conditions based on Bank\u2019s risk assessment of application.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text el_class=”topcss”] Term Financing for Fixed Assets Details of Product Shirkat Ul Melk Cum Ijarah – (New \/ Old assets) – It is a combination of two contracts\u00a0 namely Musharaka and Ijarah. As per this product, the Bank and the customer form a Musharaka to purchase the asset. After this the bank leases its share … <\/p>\n

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