{"id":62568,"date":"2025-10-09T16:36:15","date_gmt":"2025-10-09T11:36:15","guid":{"rendered":"https:\/\/www.dibpak.com\/?page_id=62568"},"modified":"2026-04-21T17:19:13","modified_gmt":"2026-04-21T12:19:13","slug":"wazir-e-azam-apna-ghar-program","status":"publish","type":"page","link":"https:\/\/www.dibpak.com\/index.php\/wazir-e-azam-apna-ghar-program\/","title":{"rendered":"Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_class=&#8221;zhg&#8221;][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;pdfml&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna Shariah-Compliant Financing Scheme\u00a0<\/strong><\/h2>\n<p>The Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna Shariah-Compliant Financing Scheme is a government-backed housing finance initiative supervised by the State Bank of Pakistan (SBP). It has been designed to make home ownership easier for low and middle-income families across Pakistan.<\/p>\n<p>Through this scheme, eligible citizens can apply for financing to buy or build their first home at affordable profit rates and with flexible repayment options. It also offers risk-sharing support to participating banks, ensuring transparency and stability for both customers and institutions.<\/p>\n<h2>Key Highlights<\/h2>\n<table class=\"table-responsive\" border=\"0\" width=\"100%\" cellspacing=\"1\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td>Eligibility:<\/td>\n<td>First-time homeowners who are citizens of Pakistan holding CNICs not owning any housing unit in their name<\/td>\n<\/tr>\n<tr>\n<td>Financing Options:<\/td>\n<td>Purchase of house\/flat construction of house on an already owned plot or purchase of plot and construction of house<\/td>\n<\/tr>\n<tr>\n<td>Unit size:<\/td>\n<td>House up to 10 Marla (2,720 sq. ft.). Flat up to 1,500 sq. ft.<\/td>\n<\/tr>\n<tr>\n<td>Shariah-Compliant Financing Amount:<\/td>\n<td>Up to PKR 10 Million<\/td>\n<\/tr>\n<tr>\n<td>Financing Tenor:<\/td>\n<td>20 years (subsidy for 10 years)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2>How to Apply<\/h2>\n<ol>\n<li>Visit any participating bank branch with your CNIC.<\/li>\n<li>Request the Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna<em>\u00a0Shariah-Compliant Financing Scheme<\/em> application form.<\/li>\n<li>Submit required documents including proof of income and property details.<\/li>\n<li>The bank will assess eligibility and Shariah-Compliant Financing amount.<\/li>\n<li>Upon approval, the Shariah-Compliant Financing will be disbursed as per plan. This initiative reflects the Government of Pakistan\u2019s continued commitment to inclusive growth, financial accessibility, and sustainable housing development.<\/li>\n<\/ol>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;zhg&#8221;][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;pdfml&#8221;] Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna Shariah-Compliant Financing Scheme\u00a0 The Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna Shariah-Compliant Financing Scheme is a government-backed housing finance initiative supervised by the State Bank of Pakistan (SBP). It has been designed to make home ownership easier for low and middle-income families &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.dibpak.com\/index.php\/wazir-e-azam-apna-ghar-program\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Wazir-e-Azam Apna Ghar Program- Ghar Ho Tu Apna&#8221;<\/span><\/a><\/p>\n","protected":false},"author":19,"featured_media":64283,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/pages\/62568"}],"collection":[{"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/comments?post=62568"}],"version-history":[{"count":3,"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/pages\/62568\/revisions"}],"predecessor-version":[{"id":64286,"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/pages\/62568\/revisions\/64286"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/media\/64283"}],"wp:attachment":[{"href":"https:\/\/www.dibpak.com\/index.php\/wp-json\/wp\/v2\/media?parent=62568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}