Mr. Gulfaraz is an accomplished banking executive with over 25 years of international and domestic experience in Corporate & Investment Banking, Strategy, Risk Management and Digital Transformation across UK, Europe and Pakistan.

Over the course of his career, Mr. Gulfaraz has held several prominent leadership positions in renowned local and international Banks. His distinguished career includes serving as CEO & Managing Director, Bank of Khyber (Pakistan) where he successfully led major digital, governance and operational initiatives. He spent over a decade at Mizuho Corporate Bank (London, UK) where he last served as Managing Director, Head of Corporate & Investment Banking for UK, Ireland & Nordic Countries. Prior to that he worked at Bank of America (London, UK) for more than 12 years advancing to the position of Principal in Global Corporate & Investment Banking covering Consumer, Retail & Services, following earlier roles in Credit Risk Analysis and Portfolio Management. Mr. Gulfaraz also worked as an Executive Director at Fauji Foundation heading group strategy and investments besides serving on the boards of various portfolio companies.

He holds a B.A. in Economics and M.Sc. in Agricultural & Managerial Economics (with concentration in Finance) both from the University of California, Davis, USA and is an alumnus of Cadet College Hasan Abdal, Pakistan. He has also completed several advanced professional training programs in London, Tokyo and San Francisco.