What is DIB Roshan Digital Account
Dubai Islamic Bank Pakistan offers Roshan Digital Account (RDA) – A complete solution for the convenience of Non-Resident Pakistanis residing anywhere across the globe. Dubai Islamic Bank Roshan Digital Account (RDA) enables overseas Pakistanis to open bank account digitally through the Mobile App or website.
Dubai Islamic Bank Pakistan Limited (DIBPL) has been authorized by State Bank of Pakistan (SBP) as an agent Bank for Roshan Digital Account (RDA) which makes Dubai Islamic Bank Pakistan, the only Global Islamic Bank to offer Roshan Digital Account Services.
Roshan Digital Account (RDA) Details
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- Invest in Shariah
- Compliant Stocks
-
- No Zakat Deduction
- Invest in Islamic
- Naya Pakistan Certificate
- (INPC)
-
- Invest in Real estate
- Attractive
- FX Conversion Rates
- Streamlined Remittance
- Process.
- Free Debit Card
Additional Features:
- Free of charge RTGS facility for transactions of PKR 1,000,000/- or above.
- Facility for collecting Pay Orders by nominated person without Authority Letter from any branch in Pakistan.
- Offering reduce correspondent Bank charges for USD and EURO through SWIFT Code: DUIBPKKARDA.
- Free of charge Cheque Book & Debit Card issuance.
- Free of Charge repatriation of funds.
Eligiblity Criteria:
- Non-Resident Pakistanis (NRPs)/ Overseas Pakistanis.
- Should have spent 183 days or more in the tax year (July to June) or
- If number of days is 120 in the tax year, prior to this previous 4 tax years should be equal to 365 days.
- Resident Pakistanis having declared Foreign Account in his Pakistani Tax Return with FBR.
Documents Required:
- ID Card CNIC/NICOP/POC – (Front and Back)
- Your Passport’s First Page (Pakistani/Any other Country)
- Proof of your NRP Status (Foreign ID Card or Visa Entry Exit Stamps)
- Proof of Profession Document
- Signature as per your CNIC/NICOP/POC
- Clear Picture or Selfie of yourself
Account Opening Process for Non-resident Pakistanis (NRPs)
- Click on ‘SIGN UP’ on the above provided link and fill in your personal information
- Upload scanned copies of required documents
- ID Card CNIC/NICOP/POC – (Front and Back)
- Your Passport’s First Page (Pakistani/Any other Country)
- Proof of your NRP Status (Foreign ID Card or Visa Entry Exit Stamps)
- Proof of Profession Document
- Signature as per your CNIC/NICOP/POC
- Clear live picture or Selfie of yourself
- e-KYC will be done through recorded audio call by Bank’s representative
- Upon successful verification of details and documents, your account will be opened within 48 Hours
- You will receive confirmation email along with IBAN number from the Bank.
Survey For Non Resident Pakistanis (NRPs)
Dear Non Resident Pakistanis (NRPs),
We would request you to participate in a Survey being conducted to understand the requirements of NRPs for purchase of property and financing facility. This will only take a few minutes of your time but will be an important tool in creating a product tailored to your needs.
Contact Us
More Product Offerings for Dubai Islamic Bank Roshan Digital Account (DIB) Holders
In case of any clarification or query, please write to us on Email: [email protected] or Call us (9221)-111-786-342 For more information on Roshan Digital Accounts from State Bank of Pakistan please visit: http://www.sbp.org.pk/RDA/index.html