We value your time.
No more waiting in ques.
Banking within your reach.
For the first time in Pakistan, DIBPL gives you the power to control your financial future from anywhere and anytime. From opening your account to conducting transactions, E-Savings Account offers you a banking experience like never before. Enjoying convenience, 24/7 connectivity and high profit rates was never this easy.
Benefits
- Online Account Opening: Leading the way, DIBPL enables you to initiate your account opening request from the comfort of your home or office. Just log onto our website, and get connected to your E-Savings account 24/7 after fulfilling the necessary requirements.
- Higher profit rates: Enjoy attractive profit rates on unrestricted Mudaraba basis. Profits will be calculated on the average balance of the month and paid on six monthly basis* (sum of daily ending balances divided by total number of days for the current profit distribution period) (please refer to historical profits paid and prevailing weightages).
Easy Banking
- Deposits over the counter or via Cash Deposit Machines (CDMs)
- Cash withdrawals through ATM/VISA Debit Card only
- Free Internet & Mobile Banking
- SMS Banking
- Free 24/7 Phone Banking
Other Features
- Only for Pakistani residents
- Offered only in PKR
- Opening balance requirement of PKR 1000
- No issuance of cheque book
*However, profit for the month will be paid at the basic tier / slab (Less than Rs. 10k) if you conduct more than one debit transaction in a month.
How to Open
If you do not already have an account at DIB
- On submission of form, you will receive a confirmation E-Mail/SMS
- Our DIB Customer Service Representative will invite you to come to the branch with CNIC, student/work proof and Zakat Declaration Form (If required)
- Once your Account Number is generated, you will receive your Letter of Thanks at home
- Make a deposit & pick your ATM Card from branch
- Start transacting!
If you already have an account at DIB
- Log into your Internet Banking Page
- Click on “Open an Account” on the left tab
- Click on “E-Savings Account”
- Fill & submit the Online Request Form
- You will receive E-Mail/SMS on E-Form submission
- Submit your Zakat Declaration Form at your existing branch (if not already submitted earlier)
- Once your Account Number is generated, you will receive your Letter of Thanks at home
- Link your existing ATM/Debit Card to your E-Savings Account through our Call Centre (111-786-(DIB)342)
- Start transacting!
Deposit Protection Mechanism
State Bank of Pakistan recently launched “Deposit Protection Mechanism for Banking Companies*” vide DPC Circular No.4 of 2018 dated June 22, 2018, which is effective from July 01, 2018.
Kindly note that as per Section 7(1) of the Deposit Protection Corporation Act, 2016, an amount up to Rs. 250,000/- (Rupees Two Hundred and Fifty Thousand) per depositor has been determined by DPC as the guarantee amount, which is subject to change from time to time.
For more details, please visit us at any Dubai Islamic Bank PK branch or Call US 111-786-DIB(342)
*Terms and Conditions apply